Why Title Insurance is Right for You
Title clearance and policy issuance across the U.S.
Americans have the future in mind when they buy a house, and they purchase homeowner’s insurance to help protect that future. But with home ownership comes the need to protect the property against the past, as well as the future.
Each successive owner brings the possibility of title challenges to the property. Title insurance protects a policyholder against challenges to rightful ownership of real property, challenges that arise from circumstances of past ownerships.
When you purchase real property, rely on Charter Title to protect your interests. As a member of the Fidelity National Financial (FNF) family of companies, you'll be backed by the nation's largest title insurance provider.
What You Should Know About Closing & Escrow
We coordinate all aspects of your residential closings
Fulfilling the American dream of home ownership can be a complicated and involved process with many third parties. Choosing title and escrow services from a highly-qualified title insurance company is essential to not only insure the title of the property long-term, but for accurately allocating fees between the buyer and seller, facilitating the closing, and recording and filing the legal documents after closing. Regardless of whether you are buying or selling, you deserve top quality settlement services provided by a licensed professional.
When you purchase real property, rely on Charter Title to protect your interests with proper escrow funds disbursements and successful and timely closings. As a member of the Fidelity National Financial (FNF) family of companies, you'll be backed by the nation's largest title insurance provider.
Protect Your Right to Collateral Covered by Articles 8 and 9 of the UCC
Fidelity National Title Group’s UCCPlus Division is the nation’s leading provider of personal property title insurance, specializing in major-market transactions across the United States. The highly experienced underwriters at UCCPlus are experts at insuring non-real estate transactions involving mezzanine financing, equity pledges, project finance/energy loans, revolving/term/working capital loans, all asset loans, construction loans, and mixed collateral transactions.
The UCCPlus Insurance Policy eliminates the insured’s risk relating to the validity, enforceability, attachment, perfection and priority of its security interest on any personal property within the scope of Articles 8 and 9 of the Uniform Commercial Code (UCC). Without proper attachment, perfection and priority, a lender has no ability to foreclose on its collateral to satisfy its indebtedness in the event of a borrower default.
Covering all personal property collateral under Articles 8 and 9 of the Uniform Commercial Code (UCC), a UCCPlus Policy insures against fraud, forgery, documentation defects, filing errors, and financing statement inaccuracies. The policy covers the “gap” period between the last search date and the date of perfection. The policy also includes the cost of defense in the event of a challenge to the security interest being insured.
For more information on the UCCPlus, visit: www.UCCPlus.com
1031 Property Exchange
Your strategic partner in tax deferred exchanges
Our investment strategies cover all areas of real estate. And our professionals do too. In addition to traditional buy and sell transactions, we facilitate and support 1031 Exchanges of investment properties for tax deferral and to maximize investment dollars.
For more information or to initiate a 1031 Exchange, please visit www.ipx1031.com or call 888-771-1031.
To learn more, attend a complimentary online 1031 Introduction or Advanced 1031 webinar. Register online at http://www.ipx1031.com/ipx1031-webinars/